:root {
  --ink: #0c1d3f;
  --muted: #5b6c82;
  --paper: #f7f8fb;
  --white: #ffffff;
  --accent: #0b63b6;
  --accent-dark: #063b7a;
  --accent-soft: #e9f3fd;
  --gold: #f27500;
  --line: #d9e2ee;
  --shadow: 0 18px 50px rgba(12, 29, 63, .10);
  --radius: 24px;
  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
body::before {
  content: "";
  position: fixed;
  inset: 0 0 auto;
  height: 3px;
  background: linear-gradient(90deg, #0a2f78, #1886d8 58%, var(--gold));
  z-index: 100;
}
a { color: inherit; text-underline-offset: 3px; }
img, svg { display: block; }
button, a { -webkit-tap-highlight-color: transparent; }
:focus-visible { outline: 3px solid #ff9a26; outline-offset: 3px; border-radius: 6px; }
.skip-link { position: fixed; top: -5rem; left: 1rem; z-index: 200; padding: .7rem 1rem; background: var(--ink); color: white; }
.skip-link:focus { top: 1rem; }
.container { width: min(calc(100% - 40px), var(--max)); margin-inline: auto; }
.eyebrow { margin: 0 0 1rem; color: var(--accent); font-size: .78rem; font-weight: 800; letter-spacing: .15em; text-transform: uppercase; }
h1, h2, h3 { margin: 0; font-family: Georgia, "Times New Roman", serif; font-weight: 500; line-height: 1.08; letter-spacing: -.025em; }
h1 { max-width: 820px; font-size: clamp(2.65rem, 6vw, 5.4rem); }
h2 { font-size: clamp(2.1rem, 4vw, 3.8rem); }
h3 { font-size: 1.38rem; }
p { margin: 0; }
.lead { max-width: 720px; color: var(--muted); font-size: clamp(1.08rem, 2vw, 1.3rem); line-height: 1.6; }
.section { padding: 112px 0; }
.section-head { display: grid; grid-template-columns: minmax(0, .9fr) minmax(320px, .7fr); gap: 4rem; align-items: end; margin-bottom: 3.5rem; }

.site-header { position: sticky; top: 0; z-index: 50; background: rgba(247, 248, 251, .94); border-bottom: 1px solid rgba(217, 226, 238, .9); backdrop-filter: blur(14px); }
.nav-wrap { min-height: 82px; display: flex; align-items: center; gap: 2rem; }
.brand { display: inline-flex; align-items: center; gap: .72rem; text-decoration: none; font-weight: 850; font-size: 1.25rem; letter-spacing: -.025em; }
.brand-logo { width: 44px; height: 44px; flex: 0 0 44px; object-fit: cover; border: 1px solid var(--line); border-radius: 13px; background: white; box-shadow: 0 5px 15px rgba(8, 27, 75, .12); }
.site-nav { margin-left: auto; display: flex; align-items: center; gap: 1.55rem; }
.site-nav > a:not(.button) { color: #2f4667; text-decoration: none; font-size: .93rem; font-weight: 700; }
.site-nav > a:not(.button):hover { color: var(--accent); }
.nav-actions { display: flex; gap: .65rem; }
.menu-button { display: none; margin-left: auto; width: 44px; height: 44px; padding: 0; border: 1px solid var(--line); border-radius: 12px; background: var(--white); color: var(--ink); cursor: pointer; }
.menu-button span, .menu-button::before, .menu-button::after { content: ""; display: block; width: 20px; height: 2px; margin: 4px auto; background: currentColor; transition: .2s ease; }
.button { min-height: 46px; display: inline-flex; align-items: center; justify-content: center; gap: .55rem; padding: .75rem 1.15rem; border: 1px solid var(--accent); border-radius: 999px; background: var(--accent); color: white; text-decoration: none; font-weight: 800; font-size: .94rem; transition: transform .2s ease, background .2s ease, border-color .2s ease; }
.button:hover { transform: translateY(-2px); background: var(--accent-dark); border-color: var(--accent-dark); }
.button.secondary { background: transparent; color: var(--accent); }
.button.secondary:hover { background: var(--accent-soft); }

.hero { position: relative; overflow: hidden; padding: 86px 0 62px; }
.hero::after { content: ""; position: absolute; width: 500px; height: 500px; right: -220px; top: -190px; border: 1px solid #c8daf0; border-radius: 50%; box-shadow: 0 0 0 70px rgba(233, 243, 253, .72), 0 0 0 140px rgba(242, 117, 0, .08); pointer-events: none; }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0, 920px); align-items: center; }
.hero-copy .lead { margin-top: 1.7rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 2rem; }
.feature-grid { display: grid; grid-template-columns: repeat(12, 1fr); gap: 1rem; }
.feature-card { min-height: 250px; grid-column: span 4; padding: 1.8rem; border: 1px solid var(--line); border-radius: var(--radius); background: var(--white); transition: transform .25s ease, box-shadow .25s ease; }
.feature-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.icon-box { width: 46px; height: 46px; display: grid; place-items: center; margin-bottom: 2.2rem; border-radius: 14px; background: var(--accent-soft); color: var(--accent); }
.icon-box svg { width: 23px; height: 23px; stroke: currentColor; fill: none; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.feature-card p { margin-top: .75rem; color: var(--muted); }
.scope-note { margin-top: 1rem; padding: 1.2rem 1.4rem; border: 1px solid var(--line); border-radius: 16px; background: rgba(255,255,255,.55); color: var(--muted); }
.scope-note strong { color: var(--ink); }

.process { background: var(--ink); color: white; }
.process .eyebrow { color: #73b8f0; }
.process .lead { color: #b6c4de; }
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; border: 1px solid #2e4673; border-radius: var(--radius); overflow: hidden; background: #2e4673; }
.step { position: relative; min-height: 310px; padding: 1.8rem; background: #102553; }
.step-number { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 50%; background: #173970; color: #ff9a26; font-weight: 900; }
.step h3 { margin-top: 3.7rem; color: white; }
.step p { margin-top: .85rem; color: #b6c4de; font-size: .94rem; }
.timing-note { margin-top: 1.4rem; color: #b6c4de; font-size: .9rem; }

.payment-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 4rem; align-items: center; }
.fee-card { padding: 2.2rem; border-radius: 28px; background: var(--accent); color: white; box-shadow: var(--shadow); }
.fee-card .eyebrow { color: #cbe5ff; }
.fee-card h3 { font-size: 2rem; }
.fee-card p { margin-top: 1rem; color: #dbeafe; }
.fee-meta { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-top: 1.8rem; }
.fee-meta div { padding-top: 1rem; border-top: 1px solid rgba(255,255,255,.25); }
.fee-meta span { display: block; color: #bed5ee; font-size: .76rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.fee-meta strong { display: block; margin-top: .25rem; }

.about { background: #eef4fb; }
.about-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 5rem; align-items: start; }
.about-copy p + p { margin-top: 1.2rem; }
.disclaimer { margin-top: 2.2rem; padding: 1.5rem; border-left: 4px solid var(--gold); border-radius: 0 14px 14px 0; background: var(--white); }
.disclaimer strong { display: block; margin-bottom: .35rem; }
.about-grid > .disclaimer { margin-top: 0; align-self: center; }

.faq-list { max-width: 900px; margin: 0 auto; border-top: 1px solid var(--line); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary { position: relative; padding: 1.4rem 3rem 1.4rem 0; cursor: pointer; list-style: none; font-weight: 850; font-size: 1.05rem; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; position: absolute; right: .2rem; top: 1.1rem; color: var(--accent); font-family: Georgia, serif; font-size: 1.7rem; font-weight: 400; transition: transform .2s ease; }
.faq-list details[open] summary::after { transform: rotate(45deg); }
.faq-list details p { max-width: 760px; padding: 0 2rem 1.5rem 0; color: var(--muted); }

.contact-card { display: grid; grid-template-columns: .72fr 1.28fr; border: 1px solid var(--line); border-radius: 30px; overflow: hidden; background: var(--white); box-shadow: var(--shadow); }
.contact-copy { padding: clamp(2rem, 6vw, 4.5rem); }
.contact-copy .lead { margin-top: 1.2rem; }
.contact-actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 2rem; }
.contact-note { margin-top: 2rem; padding-top: 1.25rem; border-top: 1px solid #cbd9ea; color: var(--muted); font-size: .9rem; }
.contact-form-panel { padding: clamp(2rem, 5vw, 3.5rem); background: var(--accent-soft); }
.inquiry-form { display: grid; gap: 1.4rem; }
.form-grid { display: grid; grid-template-columns: 1fr; gap: 1rem; }
.field { display: grid; gap: .45rem; }
.field.full-width { grid-column: 1 / -1; }
.field label { color: var(--ink); font-size: .85rem; font-weight: 800; }
.field label span { color: var(--muted); font-weight: 600; }
.field input, .field select, .field textarea { width: 100%; min-height: 50px; padding: .78rem .9rem; border: 1px solid #bdcce0; border-radius: 12px; background: var(--white); color: var(--ink); font: inherit; line-height: 1.35; transition: border-color .2s ease, box-shadow .2s ease; }
.field textarea { min-height: 112px; resize: vertical; }
.field input::placeholder, .field textarea::placeholder { color: #8190a5; }
.field input:focus, .field select:focus, .field textarea:focus { border-color: var(--accent); outline: 0; box-shadow: 0 0 0 3px rgba(11, 99, 182, .14); }
.field input:user-invalid, .field select:user-invalid, .field textarea:user-invalid { border-color: #b73d2d; }
.form-consent { display: grid; grid-template-columns: 20px 1fr; gap: .7rem; align-items: start; color: var(--muted); font-size: .88rem; cursor: pointer; }
.form-consent input { width: 18px; height: 18px; margin: .2rem 0 0; accent-color: var(--accent); }
.form-consent a { color: var(--accent-dark); font-weight: 750; }
.form-submit { justify-self: start; border-color: var(--gold); background: var(--gold); color: #2d1600; }
.form-submit:hover { border-color: #d65e00; background: #d65e00; }
.form-note { max-width: 620px; color: var(--muted); font-size: .82rem; }

.site-footer { padding: 58px 0 30px; background: #08193d; color: white; }
.footer-main { display: grid; grid-template-columns: 1fr auto; gap: 3rem; align-items: start; }
.footer-brand .brand { color: white; }
.footer-business { margin-top: 1.1rem; color: #a9b7d3; font-size: .91rem; }
.footer-nav { display: flex; flex-wrap: wrap; gap: 1.4rem; }
.footer-nav a { color: #e2e9f4; text-decoration: none; font-size: .9rem; font-weight: 700; }
.footer-note { margin-top: 3rem; padding-top: 1.4rem; border-top: 1px solid #293b68; display: flex; justify-content: space-between; gap: 2rem; color: #9baaca; font-size: .8rem; }
.footer-note p { max-width: 680px; }

.legal-main { padding: 72px 0 100px; }
.legal-wrap { width: min(calc(100% - 40px), 840px); margin: 0 auto; }
.legal-intro { padding-bottom: 2.3rem; border-bottom: 1px solid var(--line); }
.legal-intro h1 { font-size: clamp(2.6rem, 6vw, 4.4rem); }
.legal-intro p { margin-top: 1.2rem; color: var(--muted); }
.legal-content { padding-top: 1.2rem; }
.legal-content section { padding-top: 2.5rem; }
.legal-content h2 { font-size: 1.75rem; }
.legal-content h3 { margin-top: 1.5rem; font-size: 1.15rem; font-family: inherit; font-weight: 850; letter-spacing: 0; }
.legal-content p, .legal-content li { color: #3f5069; }
.legal-content p { margin-top: .8rem; }
.legal-content ul, .legal-content ol { padding-left: 1.25rem; }
.legal-content li + li { margin-top: .45rem; }
.back-link { display: inline-flex; align-items: center; gap: .4rem; margin-bottom: 2rem; color: var(--accent); font-weight: 800; }

.reveal { opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.reveal.is-visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } .reveal { opacity: 1; transform: none; transition: none; } .button, .feature-card { transition: none; } }

@media (max-width: 920px) {
  .site-nav { position: absolute; left: 20px; right: 20px; top: 72px; display: none; margin: 0; padding: 1rem; align-items: stretch; flex-direction: column; gap: .4rem; border: 1px solid var(--line); border-radius: 18px; background: var(--white); box-shadow: var(--shadow); }
  .site-nav.is-open { display: flex; }
  .site-nav > a:not(.button) { padding: .7rem; }
  .nav-actions { padding-top: .4rem; flex-direction: column; }
  .menu-button { display: block; }
  .hero { padding-top: 64px; }
  .hero-grid, .section-head, .about-grid { grid-template-columns: 1fr; gap: 2.5rem; }
  .hero-copy { max-width: 760px; }
  .feature-card { grid-column: span 6; }
  .steps { grid-template-columns: 1fr 1fr; }
  .step { min-height: 250px; }
  .payment-grid, .contact-card { grid-template-columns: 1fr; }
}

@media (max-width: 620px) {
  .container, .legal-wrap { width: min(calc(100% - 28px), var(--max)); }
  .section { padding: 78px 0; }
  h1 { font-size: clamp(2.55rem, 14vw, 4.2rem); }
  .nav-wrap { min-height: 72px; }
  .hero { padding: 50px 0; }
  .hero::after { opacity: .45; }
  .hero-actions .button, .contact-actions .button { width: 100%; }
  .section-head { margin-bottom: 2.2rem; }
  .feature-card { grid-column: 1 / -1; min-height: auto; }
  .icon-box { margin-bottom: 1.5rem; }
  .steps { grid-template-columns: 1fr; }
  .step { min-height: auto; }
  .step h3 { margin-top: 2.3rem; }
  .fee-meta { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .field.full-width { grid-column: auto; }
  .form-submit { width: 100%; }
  .footer-main, .footer-note { grid-template-columns: 1fr; display: grid; }
  .footer-nav { flex-direction: column; gap: .8rem; }
}